This is a ledger of loans I have actively open. Completed loans are removed, but loans paid back late or not at all will be memorialized. This is for my record keeping, but others may use it as public data or as a place to solicit loans to/from me if they wish.
I respectfully request that no markets be made predicting whether a loan on this ledger will be paid off or not. Let your word be your word.
Mana I'm loaning to other users:
@ItsMe - Loaned 4,000 mana. 5,000 mana due on or before 11:59:59pm EST Dec 15, 2025. Covered by C100 RISK policy.
@1bets - Loaned 4,000 mana. 5,000 mana due on or before 11:59:59pm EST Jan 4, 2026. Tentatively covered by C100 RISK policy.
Loans I made to others and were not honored, derogatory marks:
@Spin - Loaned 2,000 mana. 3,000 mana was not paid back by June 28, 2025. Covered by C100 RISK policy. Policy exercised. This debt security has been transferred to RISK.
@Spin - Loaned 3,000 mana. 4,500 mana was not paid back by June 29, 2025. Covered by C100 RISK policy. Policy exercised. This debt security has been transferred to RISK.
Mana I'm being loaned from other users:
@bens - Being loaned 3,500 mana. 3,545 mana due back on or before 11:59:59pm EST Jan 2, 2026. Naked loan, no policy.
Mana I'm holding in escrow for other users:
No outstanding holdings.
I caught a clerical error on my ledger. My loan with BenS has been corrected.
@bens - Being loaned 3,000 3,500 mana. 3,545 mana due back on or before 11:59:59pm EST Jan 2, 2026. Naked loan, no policy.
I accept y0ur loan of 4,000 mana now, and i will need to pay u back 5,000 mana on or before 11:59:59pm EST on Jan 4, 2026. 25% - ok I loan you 4,000 mana now, and i will need to pay you back 5,000 mana on or before 11:59:59pm EST on Jan 4, 2026.
@1bets After exchanging some DMs with you, please publicly confirm the following loan is acceptable:
I loan you 4,000 mana now, and you will need to pay me back 5,000 mana on or before 11:59:59pm EST on Jan 4, 2026.
Please confirm.
I have paid back this loan:
@4fa - Being loaned 3,000 mana, started on Nov 21, 2025. Generates 4 mana of interest for each EST midnight elapsed until until Dec 21, 2025. After that, it generates interest per the rules in this discussion. To my knowledge, this is a naked loan with no insurance policy.
I can just cover the one from you with testnet Gorbagana via Gorid tips if youโd like - for each 1 to 1 GOR(testnet) to MANA. Up to 50000 Gorbagana (testnet) - Solana's creator's inspired Solana fork. You aso can pay me back those Gorbagana back - no interest rate
@GorbaganaChain I must respectfully decline, as that seems to violate this community guideline.
@mods Is it possible to hide that top level comment? I do not seem able to do it myself. It seems to be a continuation of this conversation, for context.
@Quroe why, thats the same PLAY money, nothing to do with Selling mana to another user for real money - you can't sell Trash
This user has paid back the following loan:
Loaned 7,000 mana. 7,700 mana due on or before 11:59:59pm EST Nov 1, 2025. Naked loan, no policy.
@ItsMe As discussed in DMs, please publically confirm:
I loan 4,000 mana to you now, with 5,000 mana repaid to me by 11:59:59pm EST on Dec 15, 2025. Acceptable?
This user has paid back the following loans:
Loaned 2,000 mana. 2,100 mana due on or before 11:59:59pm EST Oct 2, 2025. Naked loan, no policy.
Loaned 1,800 mana. 1,890 mana due on or before 11:59:59pm EST Oct 4, 2025. Naked loan, no policy.
@Quroe Iโm happy to pay things back tomorrow. I would want another loan almost immediately to keep things going on my end. So, if you would rather I just send you 200 mana as interest and roll things 2 weeks, that also works for me. Just let me know so I can either send the interest payment or sell off some 99% bets waiting on resolution and send principle as well.
@MRME For the sake of completeness, please repay the loan so the paper trail in the ledger is clean, but I would very much be interested in the same/similar terms for another loan immediately after. How much do you need this time around?
@MRME As discussed in DMs, please publicly confirm:
I loan 7,000 mana to you now, with 7,700 mana repaid to me by 11:59:59pm EST on Nov 1, 2025. Acceptable?
Update: things worked better than my baseline expectation and, in roughly 24 hours, Iโve already made enough mana to pay back the interest.
With that said, I also underestimated how much value I could potentially exploit from a couple of target markets.
I would be happy to accept up to an additional 4,000 mana under similar terms (25 mana in interest per thousand loaned per week) from either Quroe or anyone else that might be interested.
No worries if this exceeds risk tolerance/lack of diversification.
@MRME I'll follow up:
I'll loan another 1,800 with 1,890 due back on or before 11:59:59pm EST on Oct 4, 2025. (edit: changed time to be correct.)
Please confirm if this is acceptable.
@100Anonymous received 1000 from anonymous. I am no longer looking for further loans. Thanks all!
I'm pretty sure I'm going to have some good short term plays in the coming days. I'd like some more mana to fully exploit these to the max. Would anyone be willing to loan me 2,000 mana for 2 weeks?
I figure 100 mana in interest seems reasonable but I'm open to negotiate. If you want to loan shark style 2,000 for 3,000 its not worth it to me--I think I can make 10-20% on the opportunity, not 100%+.
@MRME After some DMs exchanged, I accept!
2000 mana loaned to you now, with 2100 mana due back on or before 11:59pm EST on Oct 2, 2025.
Please confirm.
This user has paid back the following loan:
Loaned 1,000 mana. 1,046 mana due Sep 12, 2025. Naked loan, no policy.
@Spin - Loaned 2,000 mana. 3,000 mana due June 28, 2025. Covered by C_100 RISK policy.
Final reminder. If not paid by 11:59pm PST (about an hour and a half from now), then this will be considered late, and I will hand your debt over to RISK for collections.
@amitiscool I've done a cursory review of your profile. I'm not entirely convinced loaning to you is a safe move. However, I might be interested in investing in you if your insider information on legislation proves true.
I want to see how this market resolves: /Bayesian/10-year-moratorium-on-any-regulatio
If you end up beating me on that market, I might be interested in a loan conversation. That being said, feel free to persuade me otherwise. Change my opinion and show me what I might be missing.
@amitiscool I can offer a 400 mana loan for 600 mana + insurance in 2 weeks. Sorry, but your profile is very high-risk.
@Quroe Ill write about it soon on my substack and send u the link later. But yes your very right.
@100Anonymous Im good for it. Please send me ur discord once you send the payment. Looking forward to being your loan bitch!
@100Anonymous okay thank you. so payment back in 14 days aka 600 mana on June 28th.
@100Anonymous Yeah I wasnt expecting I paid for the loan insurance, I assumed you did it.
Your loan is more like a insaurance theft or something then anything that provides me actual capital usage.
I may pay back your loan sooner then expiration.